Last Updated: 16 July 2026
By accessing or using the website located at yesepe.info (the "Website"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should discontinue use of the Website immediately. These Terms of Use constitute a legally binding agreement between you and Yesepe, Stefana Żeromskiego 2, Elbląg, Poland. Access to certain features of the Website or participation in sessions may be subject to additional terms communicated at the point of registration or enquiry.
The Website provides information about Yesepe, an educational course programme focused on the psychological and behavioral dimensions of personal finance, including how early life experiences may influence financial behavior in adulthood. All content published on the Website is educational and informational in nature. Nothing on the Website constitutes financial advice, investment advice, legal advice, psychological counselling, or therapeutic services. The course materials are designed for general educational engagement and self-reflection purposes only. Users are encouraged to seek qualified professional advice for their individual financial, legal, or psychological circumstances.
All content published on the Website, including but not limited to text, graphics, logos, images, course materials, and the compilation of content, is the property of Yesepe or its content suppliers and is protected by applicable intellectual property laws, including the Polish Act of 4 February 1994 on Copyright and Related Rights (Dz. U. 1994, Nr 24, poz. 83, as amended). Users are permitted to view, download, and print content from the Website for personal, non-commercial use only. Any reproduction, distribution, modification, transmission, republication, or creation of derivative works based on Website content for commercial purposes is prohibited without the prior written consent of Yesepe.
Users of the Website agree to use it only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit the use and enjoyment of the Website by others. Prohibited conduct includes attempting to gain unauthorised access to any part of the Website or its related systems; introducing malicious code, viruses, or other harmful material; using the Website in any way that could damage, disable, or impair its performance; and engaging in automated data collection, scraping, or harvesting without the express written permission of Yesepe.
To the extent permitted by applicable Polish law, Yesepe shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or in connection with the use of, or inability to use, the Website or its content. The Website is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. Yesepe does not warrant that the Website will be uninterrupted, error-free, or free of harmful components. This limitation applies to the fullest extent permitted under applicable law and does not exclude liability that cannot be excluded under mandatory provisions of Polish consumer protection legislation, including the Act of 30 May 2014 on Consumer Rights (Dz. U. 2014, poz. 827).
The Website may contain links to third-party websites or services that are not owned or controlled by Yesepe. Yesepe has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites. The inclusion of a link on the Website does not imply endorsement of the linked site or its content. Users who access third-party websites through links on the Website do so at their own risk and subject to the terms and conditions of those websites.
These Terms of Use are governed by and construed in accordance with the laws of the Republic of Poland, including without limitation the Polish Civil Code (Kodeks cywilny) and applicable consumer protection legislation. Any disputes arising from or related to these Terms of Use or the use of the Website shall, in the first instance, be subject to an attempt at amicable resolution. Where amicable resolution is not achieved, disputes shall be submitted to the jurisdiction of the competent Polish courts. Consumer users have the right to use out-of-court dispute resolution mechanisms available under Polish law, including the online dispute resolution platform operated by the European Commission pursuant to Regulation (EU) No 524/2013.
Yesepe reserves the right to revise and update these Terms of Use at any time without prior notice. Updated terms will be posted on this page with a revised effective date. Your continued use of the Website following the posting of changes constitutes your acceptance of the revised terms. It is your responsibility to check this page periodically for changes. If you do not agree to the revised terms, you should discontinue use of the Website.
If you have questions about these Terms of Use or wish to make a complaint about Website content, please contact Yesepe at [email protected] or by post at Stefana Żeromskiego 2, Elbląg, Poland. We will endeavour to address all enquiries within a reasonable time.